Friday 8 June 2007

Health Insurance Comparison

I went to trawl through the different Healthcare providers in Ireland. I am currently with VHI and have been wondering how do they compare to other providers. I sometimes wonder why I have it all to be honest! I mean its based on fear the whole insurance racket. That being said it does tempt you to wonder "what if I didnt have any cover?" I need to well organised to send in the receipts, I am not aware of any provider that allows you to do this online...now that would be a winner for me.



So here's what I found out:

"At present, there are relatively minor

price differences between the three insurers for basic hospital cover,

with VIVAS at present the cheapest, yet the differences are essentially

marginal."[source:
http://www.irishhealth.com/index.html?level=4&id=10946]



I then reviewed what I am paying a month on health insurance and at present I am paying 59€ per month on the life choices from VHI. I figure that as it is a very low percentage of my salary I will continue and trust that fact that there is competition in the health insurance market that would ultimately serve you and I the customers.

A great comparison is done on several topics including healthcare insurance here [http://www.askaboutmoney.com/clubman/BestBuys.htm]



Other good reads on the topic:

http://archives.tcm.ie/businesspost/2007/01/14/story20212.asp

http://www.hia.ie

No comments: